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International Women’s Day: Celebrating resilience, empathy and excellence.  Walking through the corridors of mortgage broking today, one truth stands out: women bring extraordinary skill, empathy and tenacity to this profession. Yet in an industry that prides itself on helping Australians achieve their home-ownership dreams, gender representation doesn’t yet reflect the diversity of the communities we serve.  At Smartfinn Advisors, like many broking firms across Australia, we notice it every...

If you’re looking to buy your first home in 2026, one of the first big questions is whether an apartment or a house makes more sense for you, which often comes down to your lifestyle, financial situation and what you’re working towards. Each option comes with its own benefits and trade-offs, so understanding the differences...

For many property investors, 2025 offered compelling reasons to buy. The cash rate came down three times and property prices soared in many markets, driven by lower rates, tight housing supply and government incentives. Meanwhile, rents continued to climb across much of the country. So, following February’s cash rate increase, what might investors expect next?...

Loyalty is an honourable trait, but not necessarily when it comes to your home loan. Sticking with the same lender indefinitely may mean you’re paying what’s known as a ‘loyalty tax’. This often shows up as higher interest rates compared to what new customers are offered. With interest rates on the rise, now could be...

It’s been a busy few weeks in the property world. Most notably, the Reserve Bank of Australia increased the cash rate for the first time since November 2023. Even so, property prices have continued to climb in several markets and housing confidence has held up. As interest rates and lending conditions shift, having professional guidance can help you navigate...

Nothing compares to that feeling of buying your first home. If you’re planning a 2026 property purchase, saving the deposit is often one of the biggest hurdles. Careful planning and perseverance can play a role in working towards this goal. Here are some tips to help you work towards your savings target. Set a savings...

Property investment looks different for everyone, with no single approach suiting every situation. As market conditions, lending rules and affordability, continue to change, planning and preparation are becoming an increasingly important part of the conversation for investors. With a new year underway, many property investors are reviewing their goals and plans for the months ahead....

As interest rates shift and the property market evolves, your mortgage may not be something you set and forget. Just like your financial goals, your home loan needs can change over time, which is why it’s worth checking in regularly. If you haven’t reviewed your loan in a while, now could be a good time...

What are your 2026 goals? If a property purchase is on the cards, it may be worth starting your planning early. Last year was an exciting one in the property world. The Home Value Index (as measured by Cotality) surged 8.6% in 2025, adding roughly $71,400 to the national median dwelling value. Three cash rate cuts, increased investor...

Buy now, pay later. Sounds convenient and harmless, right? It’s no surprise that Buy Now, Pay Later (BNPL) services like Afterpay have surged in popularity as it lets you split purchases into smaller, interest-free instalments (as long as you pay on time). In fact, the value of BNPL transactions in Australia is expected to jump from about...

Well, that’s almost a wrap on 2025 and what a year it’s been for the property market. Let’s take a look at some of the highlights from 2025 and see what aspiring property purchasers can expect from 2026. Looking back on 2025 Interest Rates Came Down The Reserve Bank of Australia (RBA) started the year with a...

For many young Australians, home ownership can feel more like a distant dream than something within reach. Rising living costs, strong property price growth and slow wage increases have put real pressure on those hoping to buy their first home. Research by Deloitte Access Economics earlier this year, highlighted just how challenging the landscape has become. Average...